Overview – A hand up, not a hand out
Through volunteer labor and donations of money and materials Habitat for Humanity builds, repairs and rehabilitates simple, decent, homes for hardworking low-income individuals and families. After investing hundreds of hours building their homes and the homes of others, families make a down payment and purchase their home with a no profit mortgage and affordable monthly mortgage payment. Mortgage payments are then invested into the building of homes for other families.
Who is eligible?
Habitat for Humanity is a Christian organization. However, homeowners are chosen without regard to race, religion or ethnic group, in keeping with U.S. law and with Habitat’s abiding belief that God’s love extends to everyone.
Potential applicants apply through their local affiliate. Habitat for Humanity uses three selection criteria: need for safe, decent, affordable housing; ability to repay the mortgage; and willingness to partner. Neither race nor religion is a factor in family selection, and every affiliate follows a nondiscriminatory policy, and abides by fair housing law.
How do I qualify for a home?
Each local Habitat for Humanity determines who will be selected as a partner family. Contact the nearest Habitat to learn about the application process and building schedule.
What if my home needs repair?
There are some local Habitats have repair programs for veterans, senior citizens, and physically challenged adults. Contact your local affiliate to determine what programs they have.